Ledger Software – Privacy Policy (PDPA/GDPR-Aligned)

Effective Date: 09 September 2025

1. Overview

This Privacy Policy outlines how Ledger Software Pte. Ltd. ("Ledger") collects, uses, and protects your personal and business data in accordance with the Personal Data Protection Act (PDPA) of Singapore and the General Data Protection Regulation (GDPR) of the EU.


2. Data We Collect


3. Legal Basis for Processing (GDPR)

We process your data under one or more of the following lawful bases:


4. How We Use Your Data


5. Data Sharing


6. International Transfers

Data may be processed in countries outside your jurisdiction (e.g., EU, Singapore, AWS/Google Cloud). All transfers comply with GDPR Standard Contractual Clauses and PDPA cross-border rules.


7. Data Retention

We retain operational data for as long as your account is active. Backups and anonymized metadata may persist for performance analysis or legal compliance.


8. Your Rights

Under GDPR and PDPA, you may:


9. Changes to This Policy

We may update this Privacy Policy periodically. Continued use of the platform after updates constitutes agreement to the revised policy.


By using Ledger Software, you agree to both our Terms of Service and this Privacy Policy.